Skip to content
DisabilityRiskIQRisk Intelligence
Menu

Prepare

Ready to start preparing?

Step-by-step guidance to reduce the income gap.

Start preparing

DisabilityRiskIQ pillar

Occupational exposure

Physical strain, injury frequency, and the ability to pivot roles influence the likelihood and duration of income interruption.

This pillar explains directional income interruption risk drivers without individualized predictions or advice.

Focus areas

  • Physical vs sedentary work
  • Injury frequency by occupation group
  • Skill specialization and pivot ability
State and city scores update as new public data is added; some locations may not have complete scores yet.

Why this pillar matters

This pillar highlights drivers that change how quickly income loss hits and how hard it is to recover.

Physical work increases injury and recovery time.
High-injury roles raise the likelihood of time away.
Specialized skills can make work pivots slower.

How to read signals

Higher physical job share can mean longer time off.
Higher injury exposure can raise interruption risk.
Lower transferable skills can slow re-entry.

Signals DisabilityRiskIQ reviews

Share of high-injury occupations

Share of physically demanding jobs

Share of transferable skills

Questions to ask

  • Could work be modified or scaled back quickly?
  • What alternative roles exist with similar pay?
  • How long is typical recovery in this role?

Practical actions

  • Review safety practices and ergonomic protections.
  • Build skills that allow for lighter-duty pivots.
  • Plan for a longer recovery window in savings.

Data sources

  • US Census Bureau, American Community Survey (ACS) 5-year estimates

Update cadence

  • Updated when new ACS 5-year occupation data is released.

Other risk pillars